Why do we patronize idiocy? When we pretend that we believe in the validity of religions that practice terrorism, brutalize and demean women and gays, we become hypocrites of the lowest order.
Just a suggestion. If you are almost through paying for your car, I suggest that you keep saving the exact same amount as your car payment. Sooner or later the big repair bills will start coming and if you have to do it on the credit card, it can be devastating. If you are lucky, and don’t acquire any large repair bills, then you will have a little nest egg.